| Manufactured Home Refinancing - Manufactured Home Financing - Lenders |
| Manufactured Home Refinancing for mobile home loans, financing and refinancing, manufactured home chattel loan and land home lender mortgage loans for housing refinance nationwide. Refinancing your manufactured home located in a mobile-manufactured home park, on leased land, a relatives land, on your land, or you wish to purchase land -- we can help! |
 | |  | |  | |  | |  |
| Mobile Home Refinancing - Loan - Manufactured Home Refinancing - Lenders |
| Earth Works Trust Family Financial Services Serving Families and Business Nationwide Manufactured Home Refinancing Lenders |
Across The Nation -- Down The Street -- 1-800-608-6898
Additional Resources
1-800-608-6898
Refinance or Finance
| Our lenders priority is to help you get the best current interest rates to purchase your manufactured home or improve the terms of an existing mobile home loan. |
Privacy & Security Protected
| Start Free Request |
Copyright ©1999-2009Earth Works Trust Inc. All Rights Reserved One Quote | Contact Us | Mortgages | Commercial Loans | Mobile Home Loans | Residential Home Loans |
| Arizona AZ, Arkansas AR, California CA, Colorado CO, Delaware DE, Florida FL, Georgia GA, Idaho ID, Illinois IL, Indiana IN, Iowa IA, Kansas KS, Kentucky KY, Louisiana LA, Michigan MI, Minnesota MN, Mississippi MS, Missouri MO, Montana MT, Nebraska NE, Nevada NV, New Mexico NM, North Carolina NC, North Dakota ND, Ohio OH, Oklahoma OK, Oregon OR, Pennsylvania PA, South Carolina SC, South Dakota SD Tennessee TN, Texas TX, Utah UT, Virginia VA, Washington WA, West Virginia WV, Wisconsin WI, Wyoming WY |
| Mobile Home Refinancing programs in the following states AL AZ AR CA CO DE FL GA ID IL IN IA KS KY LA MD MI MN MS MO MT NE NH NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY |
| Credit Card Debt ... How it Affects your FICO Score If you are thinking of refinancing or financing a manufactured home in a park or on land, it's a good idea to understand some basic, but little-known, guidelines about credit card debt. Most importantly, the three major credit bureaus (TransUnion, Experian, and Equifax) have methods for considering credit card debt and are similar among the three. First, it is recommended to owe 30% or less of a credit card's limit Second, if a borrower has more than three or so credit cards, considered "revolving credit," in addition to other revolving acccounts, such as department store accounts, then this is viewed more negatively than fewer accounts and can significantly lower a FICO. Third, and almost the opposite, is not having enough established credit history with several good accounts. Fourth, most lenders look for at least one installment loan, such as an auto loan, and at least two revolving accounts opened and in good standing for at least two years. The credit bureaus also need this payment history to produce a score. Finally, as an aside, many borrowers think it's best not to use credit and prefer to be on a cash basis for all the purchases. Unfortunately, without any established credit, they may be surprised that the bureaus cannot even generate a credit score at all without some kind of established history. Manufactured home loan financing and refinancing is our specialty, and we're pleased to offer our valued customers all the information they need in order to best prepare themselves to qualify for a loan. Call us to see why we always "Go the Extra Mile" to ensure you receive the best rate and term for your loan with friendly, professional service. We know you have choices when choosing a lending professional ... you've made the right choice with us. Thank you for choosing Earth Works Trust! |
| Purchase or Refinance Today! |
| Mobile Home Loan Lower your interest rate - Reduce your monthly payment - Shorten the term of your loan - Non-primary residence programs Mobile home refinancing lenders - Fixed rates - No prepayment penalties - No upfront costs - FREE QUOTE and NO OBLIGATION |
|
|